What to Know About Car Shipping Insurance

Cars being shipped on a carrier

Shipping your car across the country, for whatever reason, is a convenient and simple option to get your vehicle safely from A to B. It removes unnecessary stress and puts the difficult logistics into someone else’s hands. But since your car is a valuable asset, it is important that certain measures are put in place to make sure your ride stays safe during transit. And this means more than using the right type of carrier vehicle and protections to keep your car safe, it means having the proper car shipping insurance in place as well. 

And in the same way that the process of shipping a car is tailored to the type of vehicle you drive, the distance needed, the terrain, and other factors, car shipping insurance is also not a one-size-fits-all approach to protecting your vehicle. There are various considerations that come into play when making sure your vehicle meets the appropriate auto transport insurance requirements.

Below are a few things to know about car shipping insurance.

How Much Insurance Do I Need to Transport My Car?

To be clear, there is a difference between standard auto insurance which you have to have for your own vehicle and auto transport carrier insurance, which is a form of liability coverage that auto transport carriers are required to have.

Typically, auto transport carrier insurance will meet the basic needs of covering your vehicle. This includes damages that might happen to a vehicle during transit, for example, which is the most common reason for auto transport carrier insurance. However, it is important to note that auto transport carrier insurance will protect your vehicle, but only your vehicle. Any items that are inside of the car are not protected. 

It is for this reason that you should make sure to clean out your car entirely before handing it over to a shipping carrier.

Person signing additional insurance documents.

Are There Additional Forms of Car Shipping Insurance Required?

Auto transport carrier insurance is the standard when it comes to car shipping insurance. However, there are certainly options for additional insurance coverage if you desire. This is largely between you and your insurance carrier, and not required for car shipping, but depending on the vehicle you have you might want extra insurance factors in place.

In the same way that you might have additional forms of coverage for your vehicle, you can certainly apply optional forms of auto transport insurance in addition to the standard auto transport carrier insurance provided by your carrier. If this is something that might interest you, it is worth speaking to both your auto transport carrier as well as your auto insurance provider.

How Much Does Auto Transport Insurance Cost?

Much like shipping a car, optional forms of auto transport insurance will vary in cost depending on the circumstances of shipping, the type of vehicle you have, the distance and time of the transportation, and other factors. There is not a set price because each auto transport is unique based on the circumstances. Therefore, it is worth getting a free quote from your auto insurance provider as well as a quote from your auto transport carrier, which will include the overall cost of shipping, etc. 

If you are considering shipping your vehicle, then it is good to understand the ins and outs of the auto transport business, and how insurance and the details of your shipping needs will impact the total cost of shipping your vehicle. Get a free quote today to see where you stand.

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